2022 Year-End Debt-Free Journey Update

2023 is starting off with a bang, and not in a sudden and exciting way or the consumption of the sweet nectar that is an American brand of energy drinks. Moreso as in the starting point of the insurmountable debt we have to payoff in our debt-free journey.

As daunting as it is, we have no one to blame but ourselves. We’re high income earners living an unsustainable lifestyle. Truth be told, we didn’t do this to flex or keep up with the Joneses, our taste was just simple, only the finest things in life.

This didn’t happen overnight, but over 10-years of emotionally charged spending with reckless abandon compounded over father time himself. We make enough to meet our payments and live an okay lifestyle. I wouldn’t say comfortable but definitely appreciative of what we have, the experiences we’ve had, and the opportunities we were given.

We the Fed rate hikes of 2022 things are starting to get real and we’ll need to take care of our debt before it gets away from us like a runaway locomotive. Plus we’ve both worked really hard to get to where we are in our careers and would like to enjoy our efforts with our finances optimized efficiently.

I shan’t blame our situation on society, culture, suppression, ad-supported big tech, on anyone or anything. No free handouts will be asked. We got ourselves in this mess and it will be only up to us to get ourselves out of it. Here goes nothing!